We offer property and car insurance through one of the most renowned insurance companies in the country – BULSTRAD, http://www.bulstrad.bg/en

They provide high insurance protection and offer competitive prices for the various insurance products both to individuals and corporate clients.

Property insurance comprises three items:

-          Building insurance

-          Insurance of contents against natural disasters

-          Insurance of contents against theft

This scheme is very flexible and allows the owner to choose the most appropriate type of insurance for their needs. For example if your house has no contents, you will only need insurance of the building itself against natural disasters.

Building insurance and insurance of contents generally includes:

• fire (including the consequences of extinguishing the fire).
• explosion of vessel under pressure.
• natural disasters – storm, hurricane and hail, flood, including falling trees and branches.
• escape of water, resulting from damage to pipes and drains
• pressure from natural drifts of snow and ice;
• damage of third parties (vandalism).
• impact from motor vehicle or manned aerial device, or any parts or cargo falling there from.
• earthquake;

Theft insurance is arranged additionally upon request of the owner. The price of the theft insurance depends on the value of the items in the property and is calculated as a percentage /approximately 1-2%/ of this value.

Here are a few examples of the cost of insurance for different properties:

Village house 40 km from Veliko Tarnovo Building insurance – 15 000 EUR Insurance of contents – NO Theft - NO Cost of insurance: appr. 50 EUR per year	Village house 15 km from Veliko Tarnovo Building insurance – 100 000 EUR Insurance of contents – 5 000 EUR Theft - 5 000 EUR Cost of insurance: appr. 400 EUR per year
Village house 20 km from Veliko Tarnovo Building insurance – 25 000 EUR Insurance of contents – NO Theft – NO Cost of insurance: appr. 90 EUR per year	Apartment – 90 sq.m., unfinished, unfurnished Building insurance – 43 000 EUR Insurance of contents – NO Theft - NO Cost of insurance: appr. 130 EUR per year
Village house 15 km from Veliko Tarnovo Building insurance – 50 000 EUR Insurance of contents – 1000 EUR Theft - 3 000 EUR Cost of insurance: appr. 170 EUR per year	Apartment – 60 sq.m., finished, furnished Building insurance – 40 000 EUR Insurance of contents – 7 500 EUR Theft – 1 500 EUR Third party liability – 2 500 EUR Cost of insurance: appr. 170 EUR per year